Business Loans


Evans Bank has been servicing businesses like yours, seeking financing for their real estate purchases, business acquisitions, business expansions, and equipment purchases since 1920. The following products are available to our business customers. 

• Commercial Mortgages
   
• Construction Financing
  Owner Occupied Real Estate
  Medical and Office Buildings
  Apartment Complexes
  Retail Plazas                  

• Line of Credit
  Interest only monthly payments. This aids in short-term cash flow needs due to peaks and valleys in the business operating cycle.
   
• Term Financing
  Specific equipment financing based on the useful life of equipment.
  
   
• Cash Reserve
  Evans Bank offers a line of credit that works in conjunction with your checking account for overdraft protection, based upon approved credit.
   
• Business Solutions
   
• Financial Calculators
  Click here for valuable calculation tools.
  

Evans Bank is approved as a:

• NYSERDA Lender
• New York State Linked Deposit Program

We also Offer:

• Small Business Administration (SBA) 7A, 504, and Express Loans
• USDA Rural Development and Industry Guaranteed Loans
• New York State Business Development Loans

For more information, please contact us at 716-926-2000.