Certificate of Deposit Rates

Interest Rates and Annual Percentage Yields are effective as of September 20, 2014

Term Minimum Balance Interest Rate Annual Percentage Yield*
91 Days $500 0.10% 0.10%
6 Months** $500 0.20% 0.20%
1 Year $500 0.40% 0.40%
1 1/2 Years $500 0.45% 0.45%
15 Months $500 0.45% 0.45%
2 Years $500 0.50%

0.50%

2 1/2 Years $500 0.45% 0.45%
3 Years $500 0.60% 0.60%
4 Years $500 1.49% 1.50%
5 Years $500 1.98% 2.00%
7 Months*** $500 0.30% 0.30%
9 Months $500  0.35%  0.35% 
13 Months $500  0.45%  0.45% 

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Early withdrawal penalty may apply.

Additional Terms Available.

*With exception of 6 month and 7 month certificates, Annual Percentage Yield (APY) is based on 365 days with interest compounded and credited quarterly provided money is left on deposit for a full calendar year.

**Annual Percentage Yield (APY) is based on 365 days with interest compounded and credited semi-annually provided money is left on deposit for a full calendar year.

***Interest is credited at maturity on the 7 month CD.