Home Equity

Home EquityComplete an online application now.

The equity in your home is an important asset that’s just waiting to be utilized.  From debt consolidation to major purchases, home improvements to future expenses, an Evans Home Equity Line of Credit can be a powerful resource.  Plus, all or part of the interest you pay may be tax deductible* (Consult your tax advisor).  Fixed-rate and variable-rate terms are available.

Equity Select Features and Benefits

  • Choose between variable-rate and fixed-rate products
  • No closing costs or application fees
  • Minimum advance of only $500
  • Borrow up to 85% of the available equity in your home
  • Lock in the security of up to four fixed-rate loans within the line of credit at any one time
  • No annual fee
  • Use the equity in your home to consolidate those higher-rate bills, finance a new car or vacation, put in a new kitchen, and other future expenses


Current Equity Select Promotion effective thru June 30, 2015

Check Rates

Home Equity Application Resources
The following resources are available to assist you with the home equity application process:

What You Should Know About Home Equities
- Home Equity Q & A Guide
Home Equity Application Letter
- List of required documentation to process application
Home Equity Loan Application
- Application to be completed
Home Equity Application Disclosure
- Form to be signed once application is completed
Financial Calculators
- Resource tool to help estimate costs

Contact our Consumer Lending Department for more information on any of our lending products and services, or to set up an appointment to discuss your own unique situation.