Interest Rates are effective as of November 30, 2013.
|Minimum Balance||Compounded/Credited||Interest Rate||Annual Percentage Yield*|
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Interest Rate and Annual Percentage Yield (APY) may change. Fees may reduce earnings.
*APY=Annual Percentage Yield. APYs accurate as of 2/1/13. Rates may change after account is opened. Minimum to open is $25. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $4.99 per single transaction and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 1.50%; and (3) balances over $10,000 earn 0.25% interest rate on portion of balance over $10,000, resulting in 1.50% - 0.36% APY depending on the balance. If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post to and clear account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and clear an account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Available on personal accounts only.
**Annual Percentage Yield (APY) is based on 365 days with interest compounded and credited monthly provided money is on deposit for a full calendar year.