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Interest Rates are effective as of July 23, 2010.
| Minimum Balance | Compounded/Credited | Interest Rate | Annual Percentage Yield* | |
| Better Checking | $.01 | Daily/Monthly | 2.96% | 3.00%* |
| Better Checking | $20,000.01 | Daily/Monthly | 1.00% | 1.00%* |
| Better Checking | $.01 | Daily/Monthly | 0.10% | .10%* |
| SimplyNOW Checking | $.01 | Monthly/Monthly | 0.20% | 0.20%** |
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Interest Rate and Annual Percentage Yield (APY) may change. Fees may reduce earnings.
*Annual Percentage Yield (APY) accurate as of 10/1/09. Minimum to open account is $25. Rate tiers are as follows: 3.00% APY applies to balances of $.01 - $20,000 and 1.00% APY applies to balances over $20,000 as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. All balances will earn 3.00% APY to 1.00% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. No minimum balance required. No monthly service charge. Available to personal accounts only.
**Annual Percentage Yield (APY) is based on 365 days with interest compounded and credited monthly provided money is on deposit for a full calendar year.