Interest Rates are effective as of July 27, 2010

Mortgage Annual Percentage Rates (APR)

Type Term APR Points
Conventional Fixed Rate Mortgage 15 Year
20 Year
30 Year

4.25%
4.50%
4.625%

0 Points
0 Points
0 Points
Bi-Weekly Fixed 15 Year
20 Year
25 Year

4.375%
4.625%
4.750%

0 Points
0 Points
0 Points
My Community Mortgage 30 Year 5.00% 0 Points
 
Three Year Adjustable Rate Mortgage* 30 Year 4.25%
 
0 Points
 
Six Year Adjustable Rate Mortgage* 30 Year 4.50%
 
0 Points
 
Express Mortgage  (Refinance Only) 10 Year 5.00% 0 Points

         

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Rates and points may vary according to credit score and LTV.

Rates and terms are subject to change without notice.  Rates listed are for purchase-money, first lien, owner-occupied single family residences.

All loan applications subject to credit and property approval. Flood and/or property hazard insurance is required. Additional fees and closing costs apply. Based on a $100,000 mortgage for 15 years at 4.25%, your monthly payment would be $752.28. On adjustable-rate mortgages, rates may or may not increase after the initial fixed-rate period.

Maximum loan limits and minimum equity/down payment requirements apply.

Other restrictions may apply.

Additional rates and programs are available.

Borrower is responsible for initial tax and insurance escrow deposits, interest and, if applicable, an origination fee for cash out refinance transactions. Borrower is responsible for a portion of the mortgage tax.


Construction with Permanent Financing is available, please call for details.

 

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