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Mortgage Team

Our friendly and knowledgeable Mortgage Loan Officers are available to discuss your needs and help guide you through the home buying, refinancing, or home equity process. Contact a loan officer below or visit your local branch to learn more.

Evans Bank was amazing to work with, I had such an great experience. They were awesome and answered any question I had promptly! Buying a home for the first time was stressful but Evans really helped to make the process seamless. I would 100% recommend anyone looking to buy a home to go through Evans Bank!


My significant other and I just purchased our first home and couldn’t be happier! Our realtor referred us to Evans Bank, who navigated my husband and I through the mortgage process swiftly. They eased our minds with any concerns we had and explained the process in a way we could understand and feel comfortable with. The closing was a ‘piece of cake.’ We can’t thank Evans Bank enough for their professionalism and awesome service.

I began working with Evans Bank in August 2022 and they was very knowledgeable on construction loans. My wife and I felt comfortable working with them as they always answered our questions. Evans was easy to work with and look forward to a long relationship.


Evans Bank is fantastic to work with. They explained everything every step of the way and made it very easy to understand, and got me where I needed to be with my mortgage.


My experience with Evans was by far the best in comparison to the competitors. Welcoming, professional, accessible, knowledgeable, honest, and reassuring are a few words that come to mind when reflecting on my overall experience with Evans Bank.


Lisa Akers
Mortgage Loan Officer, NMLS #482354

Office: 716.926.2040
Cell: 716.868.5769

Frank J. Fialkiewicz II
Mortgage Loan Officer, NMLS #62332

Office: 716.681.0400 ext. 4120
Cell: 716.830.5626

John Jimenez
Mortgage Loan Officer, NMLS #407623

Office: 716.562.3502
Cell: 716.609.4192

Gene Mongan
Mortgage Loan Officer, NMLS #2124136

Cell: 716.319.7550

Cindy O’Grady
Mortgage Loan Officer, NMLS #48748

Office: 585.266.4100 x 4460
Cell: 585.255.0128

Ryan Rizzo
Mortgage Loan Officer, NMLS #1005759

Office: 716.949.8742

Deborah Valerino
Mortgage Loan Officer, NMLS #9451

Office: 585.721.0456

Registered Home Loan Originators
Last Name First Name NMLS #
Akers Lisa 482354
Botticelli Marianne 2478843
Bower Susan 416779
Buckley David 1970537
Burgess Elizabeth 1722470
Canzoneri Dominick 1806803
Castiglia Amy 2517112
Chubb Kathleen 1022814
Colocousis Kristin 2270550
Abramow Joelle 899703
Durante Erin 494443
Faust Laura J. 897307
Ferri Alisha 1705307
Fialkiewicz Frank 62332
Ford Hunter 2184104
Gawrys Ryan 947932
Gibson Charles 1561094
Gibson Leslie 2179668
Grooms Vincent 841704
Jackson Jennifer 2399590
Jimenez John 407623
Jones Maria 2481878
Jurus Jack 2419788
Kerr Cassandra 1493659
Kukla Cameron 2006214
Leary Shane 1396180
Lutz Karen 949692
Maves William 2495203
McGough Tara 1835712
McMillon Brandi 2425825
Mongan Eugene 2124136
Murray Suzanne 480760
O’Grady Cynthia 48748
Organ Dan 2313148
Osman Derek 2408198
Rash Kelly 2409983
Rayhn Erika 2086947
Rizzo Ryan 1005759
Rodgers Chiquita 749789
Ruda Shannon 2347903
Scime Melanie 2248762
Short Andrew 1031087
Szabo Shannon 931303
Thibaut Leia 2527213
Tillmanns Mark 897319
Valerino Deborah 9451
Von Forester Jennifer 1748000
Weber Lynn 74305
Williams Monica 2044265
Zuber Erin 2501534


Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act

The Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act was created to protect consumers and reduce fraud. This federal regulation requires that all Mortgage Loan Originators(MLO) working for banks and certain other lenders nationwide:

  • Register with the Nationwide Mortgage Licensing System (NMLS)
  • Provide fingerprints and undergo an FBI background check
  • Obtain a unique NMLS Identification Number assigned by the NMLS registry
  • Update the register and notify the HR department within 30 days of a change to their registration information
  • Maintain and renew the registration annually (between November 1st-December 31st)

The Mortgage Loan Originator definition covers all bank and lender employees who take applications and offer or negotiate terms of first and subordinate lien mortgages, HELOC’s, refinancing or reverse mortgages.  Mortgage Loan Officers must provide NMLS numbers:

  • Upon request
  • Before acting as a mortgage loan originator
  • To consumers, through the initial written communication, whether on paper or electronically

If you would like to learn more about the Mortgage Loan Originator with whom you are working, you can obtain additional information by visiting


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